Essential
Smart

From R2 021
Unlimited hospital cover in the Smart Hospital Network

Guaranteed full cover in hospital for specialists we have a payment arrangement with, and up 100% of the Discovery Health Rate (DHR) for other healthcare professionals

Full cover for chronic medicine for all Chronic Disease List conditions when you use a Network Pharmacy

Comprehensive benefits for maternity and early childhood that cover certain healthcare services before and after birth

Day-to-day cover for consultations with a Smart GP, certain acute medicine when prescribed by a Smart GP and over-the-counter medicine, eye and dental check-up with fixed co-payments and/or limits, subject to plan rules

Cover for medical emergencies when travelling